Big Changes Could Soon Be Coming to The Enterprises

first_img Two Senators are drafting legislation that could potentially break up Fannie Mae and Freddie Mac, Bloomberg reported on Tuesday. In a bipartisan effort between Senator Bob Corker (R-TN) and Senator Mark Warner (D-VI) that started earlier this year, the two officials are looking to put an end to the Enterprise’s overwhelming command of the secondary mortgage market and create more competition. There have been murmurs in Washington ever since the U.S. government acquired the Enterprises back in 2008 after the housing market crash.   How do they plan on increasing competitiveness in the marketplace? One idea is to separate Freddie and Fannie’s single-family business from their multifamily business. If need be, their single family businesses could be broken up even further.However, this feat might be easier said than done. According to the Bloomberg article: “Breaking up Fannie and Freddie would face logistical hurdles. In the past, business separations in other industries have sometimes fallen along regional lines, but that might not work for mortgage companies whose viability depends on a broad geographic footprint. Other issues a bill might have to address include how to split up employees, intellectual property and what would happen to the guarantees the companies issue on mortgage-backed securities during any transition.” There is the chance that the legislation could fail to get traction amongst the Senate, with their current focus being on target picture legislation, such as healthcare reform and tax reform, both of which have gotten off to rocky starts. Treasury Secretary Steven Mnuchin has repeatedly said earlier in the year that he plans to focus on Freddie Mac and Fannie Mae’s future in the second half of 2017. Corker and Warner’s joint legislation could be the first step in that discussion. The two men are scheduled to meet with the rest of the Senate Banking Committee on Thursday, June 29. Senator Corker and Senator Warner’s office did not respond to DS News’ request for comment. You can read the full Bloomberg article here. The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles in Daily Dose, Featured, Government, Headlines, News, Secondary Market Home / Daily Dose / Big Changes Could Soon Be Coming to The Enterprises Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Share Save June 27, 2017 1,153 Views Demand Propels Home Prices Upward 2 days ago Tagged with: Department of Treasury Fannie Mae Freddie Mac Steven Mnuchin The Enterprises Demand Propels Home Prices Upward 2 days ago Department of Treasury Fannie Mae Freddie Mac Steven Mnuchin The Enterprises 2017-06-27 Staff Writer Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Big Changes Could Soon Be Coming to The Enterprises Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Do Rising Prices Indicate Another Crash? Next: Can Hispanics Bridge the Homeownership Gap? Servicers Navigate the Post-Pandemic World 2 days ago About Author: Staff Writer  Print This Post The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more

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Watch Out Dodd-Frank

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Watch Out Dodd-Frank CHOICE Act House House Appropriations Subcommittee Truth in Lending 2017-06-30 Joey Pizzolato Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Joey Pizzolato in Daily Dose, Featured, Government, Headlines, News Previous: Racing Against the Home Buying Clock Next: Firm Closes Multi-Million Dollar Deal  Print This Post Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Related Articles Tagged with: CHOICE Act House House Appropriations Subcommittee Truth in Lendingcenter_img June 30, 2017 1,536 Views Joey Pizzolato is the Online Editor of DS News and MReport. He is a graduate of Spalding University, where he holds a holds an MFA in Writing as well as DePaul University, where he received a B.A. in English. His fiction and nonfiction have been published in a variety of print and online journals and magazines. To contact Pizzolato, email [email protected] Demand Propels Home Prices Upward 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Watch Out Dodd-Frank Changes to Dodd-Frank Act made by the Financial CHOICE Act, which was passed in the House earlier this month and now awaits the Senate, could come sooner than expected if a spending bill continues to move through the House. The bill, which was recently pushed through the House Appropriations Financial Services Subcommittee, contains numerous riders that echo requirements from the Financial CHOICE Act, including limiting the Consumer Financial Protection Bureau’s supervisory authority by limiting what the Bureau can spend its budget money on. It would also roll back the Volcker Rule, which bars banks from using their own accounts to make what could be considered speculative and risky investments that don’t directly benefit the banks’ customers. Sections of the Truth in Lending Act are also amended. Passing of the spending bill was met with mixed reaction from subcommittee members, and passed on a party-line vote. Representative Tom Graves (R-GA) acknowledged that the bill takes significant power away from the Federal government, which is one of the main goals of the Financial CHOICE Act. Attaching riders to funding and/or budget legislation is an old, yet controversial, way lawmakers  pass legislation that otherwise might not make it through the entire process of becoming a law. Representative Nita Lowey (D-NY) said of the bill, “This bill embodies the worst of the damage [deregulation] would inflict on American families and the worst of a broken and secretive process.” One such example of the way the bill could loosen regulations on banks would be to reclassify the definition of a small bank holding company by raising the consolidated asset threshold, thereby allowing more institutions to be classified as small banks, and not subject to the same regulations. From the bill: CHANGES REQUIRED TO SMALL BANK HOLDING COMPANY POLICY STATEMENT ON ASSESSMENT OF FINANCIAL AND MANAGERIAL FACTORS SEC. 919. (a) IN GENERAL.—Before the end of the 6-month period beginning on the date of the enactment of this Act, the Board of Governors of the Federal Reserve System shall revise the Small Bank Holding Company Policy Statement on Assessment of Financial and Managerial Factors (12 CFR part 225—appendix C) to raise the consolidated asset threshold under such policy statement from 23 $1,000,000,000 (as adjusted by Public Law 113–250) to $10,000,000,000. The next step for the bill is to be considered by the full Appropriations Committee, although no further action has been scheduled. You can read the bill in its entirety here. The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

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Is Real Estate America’s Favorite Form of Investment?

first_imgHome / Daily Dose / Is Real Estate America’s Favorite Form of Investment? The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Is Real Estate America’s Favorite Form of Investment? Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago About Author: Joey Pizzolato July 19, 2017 1,272 Views Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Joey Pizzolato is the Online Editor of DS News and MReport. He is a graduate of Spalding University, where he holds a holds an MFA in Writing as well as DePaul University, where he received a B.A. in English. His fiction and nonfiction have been published in a variety of print and online journals and magazines. To contact Pizzolato, email [email protected] in Daily Dose, Featured, Headlines, News Tagged with: Bankrate Gold real estate Stockscenter_img Servicers Navigate the Post-Pandemic World 2 days ago Previous: An Unlikely Pair Next: Holding the Line Related Articles Bankrate Gold real estate Stocks 2017-07-19 Joey Pizzolato The Week Ahead: Nearing the Forbearance Exit 2 days ago Real Estate is American’s favorite long-term investment, according to a recent poll by Bankrate. In its Financial Security Index, which was conducted by Princeton Survey Research Associates International, they asked 1,002 adults via telephone—for money that wouldn’t be touched for at least 10 years—what did they think was the best investment?Twenty-eight percent said real estate, while cash investments came in a close second at 23 percent. Bringing up the rear was the stock market, at 17 percent; gold, at 15 percent; and bonds at 4 percent. Six percent of those polled answered “other.” Bankrate suggests that the reason real estate is the favorite is three-fold: rising home prices, perpetually low interest rates, and tax incentives. Plus, there’s the added bonus of having a place to call home, permanently.However, in terms of return on investment, real estate historically doesn’t have the highest yield. Bankrate cites a study by professors at the London School of Business that showed average returns on housing was only 1.3 percent annually, and notoriously difficult to sell even in a strong market. In comparison, stocks usually returned four times that amount.This doesn’t seem to matter, although, there is a slight generational gap when it comes to the idea that real estate is the best investment. More Gen Xers and Baby Boomers believe real estate is a better investment than millennials that do, but not by a large margin. Millennials are split in their vote—30 percent for cash investment, and 30 percent for real estate investment. One reason for this could be that real estate is less risky when compared to stocks, and because millennials have less wealth that their predecessors, are less willing to play with it and take risks?Real estate, in that sense, is a safe investment, especially when compared to other routes. Subscribe Sign up for DS News Daily  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

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HUD Secretary on Harvey, Vacancies, and Criticism

first_img The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago HUD Secretary on Harvey, Vacancies, and Criticism in Daily Dose, Featured, Government, Headlines, News Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Previous: Keeping up with the CFPB Next: The 14th Annual Five Star Conference: Bringing Together Mortgage Professionals Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Joey Pizzolato is the Online Editor of DS News and MReport. He is a graduate of Spalding University, where he holds a holds an MFA in Writing as well as DePaul University, where he received a B.A. in English. His fiction and nonfiction have been published in a variety of print and online journals and magazines. To contact Pizzolato, email [email protected]  Print This Post HUD Secretary Carson 2017-08-31 Joey Pizzolato Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / HUD Secretary on Harvey, Vacancies, and Criticism August 31, 2017 1,570 Views Demand Propels Home Prices Upward 2 days ago About Author: Joey Pizzolato Tagged with: HUD Secretary Carson US Department of Housing and Urban Development Secretary Dr. Ben Carson interviewed with Bret Baier of Fox News about his department’s work with FEMA in response to Hurricane Harvey. Carson outlined loans that have been put in place—such as Section 108 loan—that will help put some of the displaced population back in their homes.Baier estimates that over 80 percent of the effected population is without flood insurance. Carson agrees that it will be “a mammoth issue and it’s going to be something we’re going to be involved in for many months, and maybe even a few years.” Carson assured Baier HUD would be there for the long haul.Carson applauded local, state, and federal governments working together, calling the level of cooperation “unprecedented.” He went on talk about how HUD is trying to move away from its bureaucratic nature and reimagine the department through a reduction of regulatory burdens and a rethinking of the way communities interact.Baier asked Secretary Carson what he thought of the President’s tweet in response to the still-vacant positions at HUD: “We are not looking to fill all of those positions. Don’t need many of them–reduce size of government.”“I don’t have a Deputy Secretary,” Carson said, “Who is generally the person who runs the day-to-day operation while the Secretary is doing other things. I haven’t been able to travel as much because you’re involved in doing what everyone else is supposed to be doing. I don’t have a general counsel and a lot of top positions, and a lot of it is politically motivated.”At the end of the interview, Baier asked about a New York magazine article by Alec MacGillis that is highly critical of HUD entitled, “Is Anybody Home at HUD?” Carson went on the defensive.“You should ring the doorbell before you conclude that nobody’s home.” The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribelast_img read more

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Google Pledges $1 Billion to Fund Affordable Housing.

first_imgHome / Daily Dose / Google Pledges $1 Billion to Fund Affordable Housing. The Best Markets For Residential Property Investors 2 days ago Google Pledges $1 Billion to Fund Affordable Housing. Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Investment, News Affordability Google 2019-06-19 Seth Welborn Related Articles Previous: The Fed’s Decision on Interest Rates Next: What’s Driving Delinquency Rates? Google has announced that it will spend $1 billion on efforts aimed at increasing affordable housing in the San Francisco Bay area. Part of the plan is to utilize some of Google’s land.The company plans to use around $750 million worth of commercially zoned land it owns over the next 10 years. The second part of Google’s plan, over the next ten years, Google will establish a $250 million investment fund aimed at providing incentives to enable developers to build at least 5,000 affordable housing units across the market.“Today, Google is one of the Bay Area’s largest employers,” said Google CEO Sundar Pichai in a statement. “Across the region, one issue stands out as particularly urgent and complex: housing. The lack of new supply, combined with the rising cost of living, has resulted in a severe shortage of affordable housing options for long-time middle and low income residents. As Google grows throughout the Bay Area—whether it’s in our home town of Mountain View, in San Francisco, or in our future developments in San Jose and Sunnyvale—we’ve invested in developing housing that meets the needs of these communities.”The Bay Area is one of the most expensive areas in the country. Despite a 39% increase in inventory and an ongoing increase in affordability within the San Francisco Bay area, many homeowners and potential homeowners are still finding the area unaffordable. Google hopes its plan will address the shortage of affordable housing options for long-time middle and low income residents, as inventory continues to slip in California.According to CoreLogic, the six-county Southern California region recorded a 14.1% decrease in new and existing home sales in March, and San Francisco reported just 6,124 new and existing home sales occurred in March, resulting in a 14.8% decline year-over-year. To combat the new and existing home sales problems, Pichai states that Google will “work with local municipalities to support plans that allow residential developers to build quickly and economically.” Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Seth Welborn The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Demand Propels Home Prices Upward 2 days ago June 19, 2019 1,062 Views Tagged with: Affordability Google The Best Markets For Residential Property Investors 2 days ago Share Save Sign up for DS News Daily Subscribelast_img read more

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When the Gavel Falls After Foreclosure Sales

first_img Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago When the Gavel Falls After Foreclosure Sales Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago 2020-01-14 Seth Welborn The Week Ahead: Nearing the Forbearance Exit 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago  Print This Post This feature originally appeared in the January issue of DS News, out now.In October 2019, default service attorneys throughout the Eleventh Circuit breathed a collective sigh of relief when the Hon. Jerry C. Oldshue, presiding over the Southern District of Alabama, issued an opinion in In re Russell, No. 19-11514-JCO (Bankr. S.D. Ala 2019) that upheld the long-standing “gavel rule.” In Russell, the court determined whether, during the period of time between a foreclosure sale and the execution and delivery of the foreclosure deed from that sale, a debtor can cure his mortgage arrears through a bankruptcy plan. The court held that the “gavel rule”—which states that a debtor’s right to cure and maintain no longer exists after the foreclosure sale—remains the correct legal standard for determining a debtor’s interest in a foreclosed property. Moreover, the court clarified, the “gavel rule” earns its name: the debtor’s right to cure ends with the literal fall of the gavel at the time of the foreclosure sale, not any point afterward.The facts in Russell, while straightforward, presented an opportunity to clarify an area of Alabama law that had become murky in recent years. In Russell, after a debtor defaulted on his mortgage, the bank conducted a valid foreclosure sale. Four days after the sale, the debtor filed a Chapter 13 bankruptcy petition in which he attempted to cure his mortgage arrears through the plan. Thereafter, the foreclosure deed was executed and recorded. Because the debtor had filed for bankruptcy after the sale but before the deed was executed and recorded, the bank filed a motion to confirm the validity of the foreclosure sale and sought relief to proceed with an ejectment action. The Russell court granted the motion, issuing a 14-page opinion holding that (1) the foreclosed property was not part of the bankruptcy estate, and therefore (2) the debtor could thus not cure his mortgage arrears through the plan.Judge Oldshue’s opinion began with a historical review of the relevant case law that has “[run] the gamut of outcomes from pre-foreclosure sale acceleration to post-foreclosure redemption.” Id. at 5. The leading case is In re McKinney, in which the court held that the “fall of the gavel” at the foreclosure sale is the time at which the debtor’s interest in the property is determined. 174 B.R. 330 (Bankr. S.D. Ala 1994). Judge Oldshue then turns to the 1994 amendment to 11 U.S.C. §1322, which he refers to as the “Codification of the Gavel Rule.” In re Russell at 8. This subsection of the Bankruptcy Code provides, in relevant part, “a default with respect to, or that gave rise to a lien on the debtor’s principal residence may be cured … until such residence is sold at a foreclosure sale that is conducted in accordance with applicable nonbankruptcy law[.]” 11 U.S.C. §1322(c)(1). This subsection was intended to clarify the rule that even if state law divests a debtor of an interest in his residence prior to the actual foreclosure sale, federal law will permit a cure and maintain plan at least until the sale takes place. Interpreting this provision in conjunction with the rule established in In re McKinney, Judge Oldshue ruled that the debtor’s right to cure and maintain no longer exists after the foreclosure sale.The opinion goes further than merely upholding the “gavel rule,” however. Judge Oldshue continued his analysis by resolving a question that has created significant confusion within the Alabama default servicing industry in recent years: in the context of a bankruptcy filing, when does the foreclosure “gavel” truly fall? In 2013, the Supreme Court of Alabama held that the validity of a foreclosure sale turns on whether the foreclosing party holds the mortgage and the power of sale at the time that the foreclosure deed is executed: “ … it is the act of executing and delivering the deed that completes the foreclosure.” Ex Parte GMAC at 850. After that ruling, any bankruptcy case filed between a foreclosure sale and the execution of the foreclosure deed created a question as to the validity of the sale.It is far from unusual for a Chapter 13 debtor to his file bankruptcy petition after his property has been sold on the courthouse steps but before the foreclosure deed has been executed and delivered. Due to the surprising number of cases in which this occurs, requiring a foreclosure deed to be “executed and delivered” before the sale is considered complete had begun to wreak havoc on Alabama bankruptcy courts.In Russell, Judge Oldshue clarified that the GMAC decision had no effect on the “gavel rule,” going as far as pointing out that the GMAC court even cited In re McKinney without making any mention of challenging its “gavel rule” holding. In re Russell at 11. Thus, Judge Oldshue reasoned, the GMAC holding should be strictly limited to its core issue—standing regarding foreclosures—and should not be construed as an attack on the gavel rule. Id. at 12. Additionally, Judge Oldshue noted, the “gavel rule” is preferable as a matter of public policy: “[R]eliance on the fall of the gavel as the bright line cutoff for determining a debtor’s ability to include property in a subsequently filed bankruptcy estate fosters predictability and uniformity and accordingly is the logical choice.” Id. at 13.The Russell opinion not only confirmed for the Eleventh Circuit that the gavel rule is still alive and well; it also put to rest any unease regarding the foreclosure timeline mentioned in GMAC. Further, the opinion provided useful guidance in an area of law that has historically lacked a meaningful consensus. Most bankruptcy courts, when interpreting subsection 1322(c)(1), look to state law as the starting point to determine when a debtor’s right to cure expires. Of course, foreclosure laws vary from state to state, and as such, they will inevitably produce varying results. However, Russell now joins a small body of case law that has interpreted the addition of subsection (c)(1) to establish a uniform time—the moment of sale—for the expiration of a debtor’s right to cure his mortgage arrears through a Chapter 13 plan. Data Provider Black Knight to Acquire Top of Mind 2 days ago January 14, 2020 1,783 Views Related Articles About Author: Brooke Sanchez Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Wells Fargo, JPMorgan Announce Q4 Results Next: Streamlining the Uniform Mortgage-Backed Security The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / When the Gavel Falls After Foreclosure Sales in Daily Dose, Featured, Foreclosure, Loss Mitigation, News Sign up for DS News Daily The Managing Bankruptcy Attorney for Kent McPhail and Associates, Brook Sanchez joined the firm in 2008 and shifted her focus entirely to limit her representation to creditors. Her practice primarily focuses on serving creditors in all aspects of bankruptcy law, as well as collections and defending creditors in claims under the FDCPA, FCRA, TILA, and RESPA. Subscribelast_img read more

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How Are Mortgage Delinquency Rates Changing?

first_imgHome / Daily Dose / How Are Mortgage Delinquency Rates Changing? January 12, 2021 3,357 Views How Are Mortgage Delinquency Rates Changing? in Daily Dose, Featured, Foreclosure, Headlines, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago Mortgage delinquency levels continues to rise during October, according to the latest Loan Performance Insights Report published by CoreLogic.During October, 6.1% of all mortgages were in some stage of delinquency, a 2.4% year-over-year increase. Much of this upward motion was attributed to the rate for serious delinquencies (90 days or more past due, including loans in foreclosure), which registered at 4.1%, up from 1.3% one year earlier. However, October’s rate was also slightly below September’s 4.2% level, which itself was a scant dip from the 4.3% rate in August.Early-stage delinquencies in October (30 to 59 days past due) registered at a 1.4% rate, down from 1.8% one year earlier. The rate for adverse delinquencies (60 to 89 days past due) was 0.6%, unchanged from one year earlier.The foreclosure inventory rate (the share of mortgages in some stage of the foreclosure process) was 0.3%, down from 0.4% in October 2019. This rate has been at 0.3% for seven consecutive months and is the lowest since at least January 1999. The transition rate (the share of mortgages that transitioned from current to 30 days past due) was 0.8%, inching up by a single percentage point from the previous year.Every state experienced an annual increase in their overall delinquency rates, led by Hawaii (up 4.7%) and Nevada (4.6%). Among the major metro areas, Lake Charles, Louisiana, recorded the greatest increase with a 11 percentage point spike, due primarily to the lingering impacts of the damage from Hurricane Laura in August; other metro areas with elevated delinquency increases were Odessa, Texas (up 10.3 percentage points); Kahului, Hawaii (up 7.8 percentage points), and Midland, Texas (up 7.5 percentage points).CoreLogic attributed the higher delinquency rates to pandemic-induced job losses and small businesses closures, although the company also observed that record levels of home equity plus the loan forbearance aspects of the CARES Act kept many borrowers out of foreclosure.“During early autumn, the improving economy enabled more families to remain current on their home loan,” said Frank Nothaft, Chief Economist at CoreLogic. “In September and October, 0.8% of current borrowers transitioned into 30-day delinquency. This is the same as the monthly average for the 12 months prior to the pandemic, and well below the record peak of 3.4% of borrowers transitioning into delinquency that we observed in April 2020.” Servicers Navigate the Post-Pandemic World 2 days ago Subscribe Demand Propels Home Prices Upward 2 days ago Previous: Garden State Considers Program to Mitigate High Foreclosure Rates Next: DS5: Adjusting to Modern Property Preservation Challenges About Author: Phil Hall Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily  Print This Post Related Articles The Week Ahead: Nearing the Forbearance Exit 2 days ago Phil Hall is a former United Nations-based reporter for Fairchild Broadcast News, the author of nine books, the host of the award-winning SoundCloud podcast “The Online Movie Show,” co-host of the award-winning WAPJ-FM talk show “Nutmeg Chatter” and a writer with credits in The New York Times, New York Daily News, Hartford Courant, Wired, The Hill’s Congress Blog and Profit Confidential. His real estate finance writing has been published in the ABA Banking Journal, Secondary Marketing Executive, Servicing Management, MortgageOrb, Progress in Lending, National Mortgage Professional, Mortgage Professional America, Canadian Mortgage Professional, Mortgage Professional News, Mortgage Broker News and HousingWire. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: CARES act CoreLogic CoreLogic Foreclosure Report early-stage delinquencies Foreclosures Mortgage delinquency Serious Delinquency Rate The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago CARES act CoreLogic CoreLogic Foreclosure Report early-stage delinquencies Foreclosures Mortgage delinquency Serious Delinquency Rate 2021-01-12 Phil Hall The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago last_img read more

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Hurricane Katia likley to bring storm force winds to Donegal

first_img WhatsApp Met Eireann says there is a risk that Donegal could be hit by the tale end of Hurricane Katia.The forecasters say that there will be storms at sea off the north west coast and it is possible that they could move over land on Sunday evening and in to Monday.If that were to be the case, storm force winds of in excess of 70mph should be expected.However forecaster David Rodgers says nothing is certain yet:[podcast]http://www.highlandradio.com/wp-content/uploads/2011/09/met10.mp3[/podcast] By News Highland – September 9, 2011 RELATED ARTICLESMORE FROM AUTHOR Pinterest WhatsApp Hurricane Katia likley to bring storm force winds to Donegal Newsx Adverts Twitter Facebook Google+ 448 new cases of Covid 19 reported today center_img Pinterest Twitter Previous articleTwo men in court as part of ‘creeper burglary’ investigationNext articleLetterkenny Town Council to take 5 businesses to court for non-payment of rates News Highland NPHET ‘positive’ on easing restrictions – Donnelly Three factors driving Donegal housing market – Robinson Facebook Help sought in search for missing 27 year old in Letterkenny Google+ Calls for maternity restrictions to be lifted at LUH Guidelines for reopening of hospitality sector publishedlast_img read more

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Business Development Manager to be appointed in Convoy under new scheme

first_img NPHET ‘positive’ on easing restrictions – Donnelly Google+ By News Highland – June 14, 2012 Google+ WhatsApp Help sought in search for missing 27 year old in Letterkenny Pinterest Business Development Manager to be appointed in Convoy under new scheme Guidelines for reopening of hospitality sector published Facebook The government has appointed Business Development Managers to 37 Community Enterprise Centres, as part of a 2-million euro programme to promote entrepreneurship.One full time post has been approved in Donegal, based at Convoy Enterprise Centre.Jobs Minister Richard Bruton made the announcement, as part of the Action Plan for Jobs 2012.It’s hoped the move will create 850 community-based jobs.Enterprise Ireland is to make a second call for proposals for a further 400-thousand euro in 2013. Newsx Advertscenter_img Three factors driving Donegal housing market – Robinson Twitter WhatsApp Facebook Pinterest Twitter Previous articleTeenage hero to be honoured in BuncranaNext articleNI Equality Commission reports rise in prejudice News Highland Calls for maternity restrictions to be lifted at LUH RELATED ARTICLESMORE FROM AUTHOR LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamiltonlast_img read more

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Sinn Fein’s Padraig MacLochlainn says Fianna Fail ‘rhetoric’ is insulting to people

first_imgNews Sinn Fein’s Padraig MacLochlainn says Fianna Fail ‘rhetoric’ is insulting to people By News Highland – August 13, 2013 Google+ Twitter NPHET ‘positive’ on easing restrictions – Donnelly Twitter Facebook Pinterest Facebook Three factors driving Donegal housing market – Robinson Google+center_img Pinterest WhatsApp RELATED ARTICLESMORE FROM AUTHOR WhatsApp Padraig MacLochlainn TDA Donegal Sinn Fein TD has accused Fianna Fáil’s Michael McGrath of insulting the intelligence of the Irish people.Padraig MacLochlainn was responding to an opinion piece from Mr McGrath in the Irish times today in which he called on the government to ease up on austerity.Deputy MacLochlainn says Deputy McGrath’s calls the government’s inaction ‘a disgrace’ but offers no specific alternative.The Donegal representative says Deputy McGrath is insulting the Irish people’s intelligence:[podcast]http://www.highlandradio.com/wp-content/uploads/2013/08/podr1pmINTELL.mp3[/podcast] Previous articleFull list of results from the Centenary Lady Captain’s Prize at Letterkenny GCNext articleHussey anger as Michael Darcy wreath is removed from Castlederg cenotaph News Highland Calls for maternity restrictions to be lifted at LUH Guidelines for reopening of hospitality sector published LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Almost 10,000 appointments cancelled in Saolta Hospital Group this weeklast_img read more

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