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the speed of the car itself had no effect on flight initiation distance.because it is a film that is ? in big towns like Patna as well as in small towns like Arrah. we are responsible for what we give them to gaze at!” The latest post profiles four Western women who recently converted to Islam One of the over 30 lectures the group has organised in the past was titled: “Hijab: The beauty of Islam” They are alleged to have recently scuttled an initiative to get men and women students of the campus together to protest the alleged molestation of a Kashmiri student by a professor A student of the law faculty said: “‘Students of AMU’ is subverting the secular discourse at the university and is promoting conservatism on the campus They prefer to call themselves an Islamist body” The group is alleged to receive funding from India and abroad which enables them to organise lectures and seminars through the year at which it invites speakers from all over the country A teacher at the history department said: “The source of funding for this body is definitely a cause for concern” Attempts to contact the university V-C and registrar failed For all the latest India News download Indian Express App More Related NewsWritten by Sandeep Singh | New Delhi | Updated: May 22 2015 6:12 am Industry insiders feel that the interest rates to be offered have to be attractive enough for citizens and institutions to bring their jewellery gold coins and bars out Related News On Tuesday the Central government came out with its much-awaited draft gold monetisation scheme with an aim to bring household and institutionally held gold within circulation lend it to jewellers as raw material and bring India’s gold import down The scheme allows a minimum deposit which can be as low as 30 grams by individuals and even talks of exempting gold deposit from capital gains tax income tax and wealth tax However industry insiders feel that the interest rates to be offered have to be attractive enough for citizens and institutions to bring their jewellery gold coins and bars out Share This Article Related Article Though several gold monetisation schemes have been launched in the past they failed as they offered low interest rates to the investors — in the range of 075 to 1 per cent While bankers have the freedom to take a call on the rates they want to offer they are saying that the interest rate has to be in the range of 4 to 6 per cent in order to attract customers in case they are willing to let their jewellery and coins melt “It is possible to offer an interest rate of 4-6 per cent as banks can earn their revenue by further lending it to the jewellers which is a big market” said a senior official with a leading private sector bank He however added that the rates to be offered will also depend on the guidelines laid down by the Reserve Bank of India as it may put a limit on how much of the gold with the bank can be used for lending purposes There are others who agree to this and point that rates have to be comparable to savings bank rate “In terms of customer interest only if the rates are slightly higher and are comparable to savings bank rates of around 4 per cent or more it will generate interest and excitement as it will be comparable to a pre-tax return of around 6 per cent” said I Unnikrishnan non-executive director Manappuram Finance While the gold deposit scheme of 1999 allowed a minimum deposit of 200 grams of the yellow metal the draft of the new scheme proposes to accept a minimum deposit of 30 grams thereby widening the scope of the scheme and attract even the lower income category individuals to participate in the scheme and earn interest income on their gold holding Though the scheme awaits more clarity financial planners are saying that gold investors should go for it The unanswered questions While the scheme talks of exemptions from taxes it is silent on the amount of interest that banks will pay Some experts point that as banks currently lease gold from overseas market at 1 per cent interest or even at lower rates there has to be some incentive for them to offer higher rates to gold depositors in India While bankers are agreeing that a higher interest rate offering is a possibility it remains to be seen as to what rates are finally offered “The government has incentivised banks by way of making the mobilised gold as part CRR/ SLR but it would depend on the bank as to how much of the benefit it will pass to the depositor Something like 5-6 per cent interest rates are required to entice investors” said Chirag Mehta Fund Manager- Commodities Quantum AMC Another important aspect that has not been clarified is whether the customer will be allowed to bring only gold purchased from accounted money (tax-paid income) or even those purchased from unaccounted income This may be a big issue as traditionally most of the gold purchased in India has been in cash and even the traditional jewellers in the past did not provide proper receipts to the buyer So there may be a lot of unaccounted gold in possession of individuals for which they may not be able to provide an answer “If the government wants only gold bought from tax-paid income then I don’t know how much it will succeed as most of the gold in India is bought from unaccounted income It remains to be seen as to how are they going to be fair in this black vs white debate” said Jamal Mecklai CEO of Mecklai Financial Services On the other hand some say that if the government comes with a policy of not asking any question on how the gold was purchased then it may lead to a situation where people may buy gold from their unaccounted money and deposit it with the bank within this scheme that may infact lead to increased demand for gold Should you look forward to it Even though the scheme allows individuals to bring their gold held in the form of jewellery coins and bars to be melted and deposited many Indians especially women may not be willing to part with their gold jewellery Financial experts however see this as a good option to earn income from their idle gold If banks offer anywhere between 4 and 6 per cent which is non-taxable then the pre-tax comparable return will stand at anywhere between 57 and 86 per cent “I certainly think that people should go for it While gold coins and bars should be deposited in the scheme even women may look to deposit their jewellery that they do not generally wear” said Vishal Dhawan founder Plan Ahead Wealth Advisors Experts feel that initially the investment part of gold (coins and bars) will get monetised and as people become comfortable they may even look to part with the consumption gold (jewellery) Some feel that while prices have not moved much over the last couple of years gold investors may find it as a good option to at least earn some interest income by depositing it in the scheme For all the latest India News download Indian Express App More Related NewsWritten by M Rajivlochan | Updated: October 18 2016 1:06 pm Zameeruddin Shah (left) and R L Hangloo Top News For once it is the HRD ministry that is accusing a vice-chancellor (VC) — of the Aligarh Muslim University (AMU) — of appointing a non-academic for administering the university (IE October 4 2016) Usually it is the ministry that is under attack for having appointed a non-academic VC In the case of AMU even the honourable court of justice wondered about the academic credentials of a much-decorated lieutenant general to head that august university even though under his charge as we know from available university ranking information AMU has done far better for itself than ever before WATCH VIDEO: President Pranab Mukherjee Gives Nod To Hold Inquiry Against AMU VC Zameeruddin Shah The default position is that a non-academic VC is a bad VC So much so that the University Grants Commission (UGC) if only to curb the propensity of governments to appoint non-academic VCs even formulated rules that insist a person being considered for VC’s office should have at least 10 years’ experience as a professor The stated explanation to have academics as VC is that such a person would be able to provide academic leadership to the university It is another matter that the Indian university system is such that anyone appointed VC is liable to come under intense attack from students and faculty should he not be able to manipulate both these groups Managing the politicians too is an important ability Academic leadership is the least of the bothers before a VC The university body — students and faculty — today does not seek the approval of the VC nor do they look up to him for any leadership Rather it is the VC on whom falls the onus of seeking the approval of the students and faculty Any lapses on his part attract serious criticism from whomsoever had not been cultivated Draconian incompetent undemocratic fascist and stooge of the government are words that are often heard in this context The VC of Delhi University (DU) fell foul of the students and faculty when he introduced the Four Year Undergraduate Programme (FYUP) in the university The only reason why he was able to implement it for a year was because he had the full backing of the ministry A change of government resulted in the rolling back of the FYUP amidst much hullabaloo When a year or so later the new VC of DU under directions from above implemented the Choice-Based Credit System a new scheme of examinations which is much akin to the previous FYUP there was not a murmur from anyone It could be that he had been able to “manage” everyone who could possibly be vocal The important thing was it was not the academic credentials of the VC that mattered but the ability to “manage” Even following proper rules and procedures would not save the VC humiliation The only thing of importance was the VC’s ability to overcome vocal opponents Political support helped him initially to have his way But political support could be transient An inevitable shift in politics put paid to his good intentions to reform the university The course of events at JNU was slightly different The appointment of the current VC was seen as a welcome humiliation of the then HRD minister Smriti Irani News reports suggested that he was appointed by the president of India “despite not being a choice of Smriti Irani” A few months later JNU students were charged with promoting anti-national activities Requisite proctorial and police action followed Since then the JNU VC has been dubbed an RSS/BJP stooge by the vocal faculty and students “Someone appointed to destroy the autonomy and democratic bases of JNU” has been one of the observations The VC’s academic credentials his being a professor of long standing in one of the leading institutions of the world did not matter What mattered was the extent to which the VC could “manage” people who held contrarian views In contrast is the case of the numerous private universities that have sprung all over India VCs in such universities are mostly not academics of any particular standing Puppets in the hands of the owners they certainly are The owners wield absolute control over everything Yet by all reports those universities are not doing badly at all Many leading academics have joined such universities without ever making public mention of the manner in which these universities are managed and the academic consequences of such governance Perhaps there is a lesson here: The job of the VC now is not to provide academic leadership The current generation of academics in Indian universities are quite capable of leading themselves Rather it is to manage the conflicting aspirations that exist within the university and create an atmosphere conducive to academic work In some cases this could mean the VC needs to be a good manager of people and politics In other cases the VC may need to be a good fund raiser An academic of great standing he need not be The writer is a member of the State Higher Education Council and director Internal Quality Assurance Cell at the Panjab University Chandigarh For all the latest Opinion News download Indian Express App More Top News stories from Indian mythology and Mughal architecture, after all, she said.5 million books. these women wear a cow mask and pose at key spots in Delhi and Kolkata. For all the latest Lifestyle News.

from Bhatkal in Karnataka.’’ said Hyderabad Police Commissioner?AAP slapped with Rs 30-crore I-T notice, For the banking sector the asset quality remains a concern. This feature makes it suited for foldable devices of the future, IE Online Media Services Pvt Ltd More Related NewsBy: Reuters | Dubai | Published: December 14, and retro sunnies. a quick look at the ? And art it was: Browne had constructed a winter wonderland of gray tweeds and wool and flannel, would do for the iconic American brand.

When I asked him to return the bag, suanshu.